Maternity Allowance

If you do not qualify for Statutory Maternity Pay (SMP), your employer must give you form SMP1. If you cannot claim SMP from any of your employers (if you have more than one), you may be able to get Maternity Allowance (MA) instead

Who can claim?

You may be eligible to claim Maternity Allowance if:

  • you are employed, but not eligible for Statutory Maternity Pay
  • you are registered self-employed and paying Class 2 National Insurance Contributions (NICs), or hold a Small Earnings Exception certificate
  • you have very recently been employed or self-employed
  • you've been employed and/or self-employed for at least 26 weeks in your 'test period' (66 weeks up to and including the week before the week your baby is due)
  • you earned £30 a week, averaged over any 13 weeks in your test period

If you do not qualify for Statutory Maternity Pay or Maternity Allowance, you may be able to get Employment and Support Allowance instead.

Who cannot claim?

You cannot claim Maternity Allowance if you are entitled to Statutory Maternity Pay from any of your employers - even if you have more than one.

How much will I receive?

Maternity Allowance pays a standard weekly rate of £128.73, or 90 per cent of your average gross weekly earnings (before tax), whichever is the smaller.

It will be paid in either weekly or monthly installments for a maximum of 39 weeks. The earliest you can receive Maternity Allowance is the 11th week before your baby is due, and the latest you can receive it is the day after you child has been born.

You may be able to get extra money for your husband, civil partner or someone else who looks after your children, if that person is on a very low income.