Council Tax Reduction rates for a couple with one child
Council Tax Reduction rates for a couple with one child
An example of how the Council Tax Reduction Scheme could work.
Latif and Soha
Latif and Soha have one child. They rent privately: the property they rent is in Council Tax Band F. Latif works full time and earns £405 a week after tax and national insurance. They receive Universal Credit of £356.23 a week.
Under the banded income scheme, the council will disregard the Housing Element of Universal Credit, which in their case is £365.92. However, as the Universal Credit is only £356.23 per week, we can only disregard this amount.
£356.23 Universal Credit
£405.00 Earnings
- £356.23 Housing Element (part)
£405.00 per week for the purpose of the banded income scheme.
This is in the income band £380.77 - £424.95, so they qualify for a 15% reduction. Under the current scheme they would not qualify for a reduction.
Latif and Soha, the following month
Looking at the same family a month later, Latif has had a decrease in his pay. He now earns £300, and their Universal Credit has changed to £422.38 per week.
Their income under the banded scheme is now:
£422.38 Universal Credit
£300.00 Earnings
- £365.92 Housing Element
£356.46 per week for the purpose of the banded income scheme.
They are now in the income band £336.58 - £380.76, so they now qualify for a 32% reduction under the banded income scheme. Under the current scheme, they would get a reduction of 12% from the Council Tax.
Council Tax Bands
To find out your percentage of Council Tax Reduction, select your Council Tax Band from the list below.
- Band A
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £224.39 83% £224.40 - £244.78 66% £244.79 - £265.17 49% £265.18 - £285.56 32% £285.57 - £305.95 15%
- Band B
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £227.79 83% £227.80 - £251.58 66% £251.59 - £275.37 49% £275.38 - £299.16 32% £299.17 - £322.95 15%
- Band C
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £231.19 83% £231.20 - £258.38 66% £258.39 - £285.57 49% £285.58 - £312.76 32% £312.77 - £339.95 15%
- Band D
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £234.59 83% £234.60 - £265.18 66% £265.19 - £295.77 49% £295.78 - £326.36 32% £326.37- £356.95 15%
- Band E
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £241.39 83% £241.40 - £278.78 66% £278.79 - £316.17 49% £316.18 - £353.56 32% £353.57 - £390.95 15%
- Band F
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £248.19 83% £248.20 - £292.38 66% £292.39 - £336.57 49% £336.58 - £380.76 32% £380.77 - £424.95 15%
- Band G
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £254.98 83% £254.99 - £305.96 66% £305.97 - £356.94 49% £356.95 - £407.92 32% £407.93 - £458.90 15%
- Band H
Weekly Income % Council Tax Reduction Up to £204 pw 100% £204.01 - £265.18 83% £265.19 - £326.36 66% £326.37 - £387.54 49% £387.55 - £448.72 32% £448.73 - £509.90 15%